for fast online loans apply online now!!
from R500 to R4000 simple & easy process

How It Works

Steps for how to apply!

  • choose how much cash you want to apply for till your next payday, using our easy to use sliders.
  • check your total repayment amount and once you are happy,click apply now to proceed with your paperless online application.
  • fill in all your details, submit your online application and wait for a quick response from our friendly team.
  • you will then be asked for supporting documents such as: id copy, bank statements, latest payslip…
  • please be honest when providing us with your information as we will do credit checks, fraud checks and bank verifications.
  • once all background checks have been completed, you will get notification of your loan approval with a quotation and contract.
  • simply sign loan contract and send back to us and you will have the cash in your bank account within minutes.
  • we will collect a debit order from your bank account on your provided payday so please ensure that the necessary funds are available to avoid unnecessary bank charges and other costs.
  • APR
  • Renewal policy and fees
  • Breakdown of fees
  • Potential impact to applicants creditscore
  • Collections for overdue loans
  • Financial implications
Our monthly interest rate is 5%. Which is approximately 0.17% per day.
There are no renewal fees involved. Each new loan application requires verification and credit assessments.
Our sliders will give you a breakdown of all the interest and fees you will need to pay back.
The interest and fees is based on the amount you want to borrrow and the period you want to borrow it for.
We calculate interest and fees according to the National Credit Act of 2005.
We charge a daily interest of approxamitely 0.17%.
Service fee: R50 per month.
Initiation fee: 15% on the first R1000, plus 10% on any value above R1000, to a maximum of R1000.
Applicants information is submitted to our credit bureaus.
This information is then updated and reflects on the applicants credit report.
Clients are contacted via email and telephone regarding their unpaid / overdue loans.
Clients are given a final letter of demand and are then given a further 12 days to settle the overdue account.
Clients are handed over to our bad debt accounts department who will then continue to recover the outstanding loans.
Late interest is incured on a daily basis for unpaid / overdue loans at a rate of approximately 0.17%.